Note that your x in your plot needs to be different from your x in your Manipulate slider. So calling the latter xx instead, here is a possibility for you:
Also note that the way you included your definition of f in your example code is very problematic and leads to a Manipulate that is in an infinite execution loop. Define f in an Initialization option instead as above.
Thanks David - I’m learning how to learn. Like your website. I will send you a copy of the annuity app in its current state next week - so you can see how you helped.