Text mode and typesetting palette changes style

Steps Mathematica 14.1
create new notebook

format > style > text

type any text with one space at the end

select fraction template from typesetting

former typed text is set as numerator

or switch to next line (cursor in column 1)

select fraction template

placed at end of line just typed and not at column 1 in new line

What is wrong in my typing ? All actions done in same cell.