Fraud Analytics Overview:
As an Analytics Analyst you will be one of Enova’s most valuable resources. You will develop, enhance and test the company’s rules, models and operational processes for use in determining the appropriate lending criteria and verification procedures, specifically related to preventing fraud. At times, you may be asked to conduct ad hoc analysis using statistical and financial tools to recommend fraud prevention strategies. You will demonstrate the ability to interpret and organize data, and communicate it effectively to cross functional teams to solve business problems, provide requirements and support implementation. You will work with senior management to develop key performance indicators (KPI's) to ensure that our fraud prevention schemes are performing optimally and communicating insights through both presentations and write-ups of results and recommendations.
Bachelor's degree or equivalent experience, required
Advanced programming skills and the ability to write customized R (or other statistical tool) programs for meaningful data analysis
Working knowledge of SQL
Proficiency in spreadsheet applications and advanced use of statistical applications and databases
Basic knowledge of statistical, econometric or machine learning modeling
Ability to communicate concisely on problems and solutions
Ability to analyze complex business problems and solve them using "divide and conquer" strategies
Analytics Team Overview:
Enova's Analytics team consists of over 30 quantitative professionals dedicated to using the latest cutting-edge techniques to drive business value. We are a shared service for the entire company and operate in four workgroups:
Credit Risk Analytics –we focus on building cutting edge risk, pricing, and underwriting models to optimize our lending decisions.
Fraud Analytics – analysts on the fraud team use advanced data mining techniques to identify and fight online fraud.
Business Analytics – this team uses advanced modeling and simulation techniques to optimize the performance of our loan products and operations.
Marketing Analytics – the marketing analytics team is focused on applying statistical analysis and predictive modeling to help our marketing teams acquire and retain more valuable customers.
At Enova we have a company-wide culture that emphasizes data-driven analysis. That means you spend less time presenting and more time with the fun part, crunching data! We are language agnostic, but primarily use Python, R, SAS, SQL and Mathematica. That means YOU get to pick the tool that works best for you and the analysis at hand.
Enova is a leading provider of online financial services that leverages its advanced technology and analytics to provide access to credit for non-prime consumers and small businesses. Our roots are in Chicago, but we have served over 5 million customers through our six businesses in the U.S. and abroad. We pride ourselves on hiring smart and driven people who bring new and innovative ideas to the table. Our philosophy is, "Life’s short. Work some place awesome."
Many of us consider our people to be Enova’s best perk. But to sweeten the deal, we also have a pretty awesome list of conventional (and less conventional) perks and benefits including competitive salaries, health care benefits, a 401K matching plan, a revamped parental leave program (and brand new nursing rooms for our returning mothers!) summer hours, tuition reimbursement and a sabbatical program. And of course we also have the things you’d expect at a leading tech company in Chicago, such as the snacks, game room, onsite massages/barbers/nail technicians, monthly social events, and sporting sponsorships.
Our goal at Enova is to recruit, hire, develop and maintain a diverse workforce. It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law.
Click here to apply!