p = {Subscript[T, 1] -> 5.0`20, Subscript[n, 1] -> 10.0`20,
Subscript[c, 1] -> 1.4`20, Subscript[T, 2] -> 5.0`20,
Subscript[n, 2] -> 10.0`20, Subscript[c, 2] -> 1.4`20,
Subscript[T, 3] -> 5.0`20, Subscript[n, 3] -> 10.0`20,
Subscript[c, 3] -> 1.4`20, Subscript[T, 4] -> 5.0`20,
Subscript[n, 4] -> 10.0`20, Subscript[c, 4] -> 1.4`20,
Subscript[T, 5] -> 5.0`20, Subscript[n, 5] -> 10.0`20,
Subscript[c, 5] -> 1.4`20, k -> 0.01`20}
Looking at it term by term:
lmn5 = List @@ termn5 /. p
I won't show the list with a lot of tiny terms along with some enormous ones, but:
Position[lmn5, Max[lmn5]]
(* {{55}} *)
So, the 55th term dominates.
termn5[[55]] /. p
(* 2.141507701982923310^363 )
Looking at it symbolically:
termn5[[55]]
(* (E^(3 \[Pi]^2 (16/Subscript[c, 4] + 25/Subscript[c,
5])) k^4 Subscript[c, 4] Subscript[c, 5])/(3600 \[Pi]^4) *)
Suppress the evaluation of the exponential by turning E into (undefined) e, then substitute parameters:
termn5[[55]] /. E -> e /. p
(* 5.58925700532813804710^-14 e^867.11524380999365008 )
So, you have an enormous exponential term. The exponent arises in what looks like a simple, stable calculation. Your result doesn't appear to reflect a problem in numerical calculation.